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Final Expense – A Life Insurance Option With No Medical Exam
Obtaining a life insurance policy beyond the age of 60 years old can be expensive, due to the fact that generally the older you are, the higher the cost will be to be covered for life insurance. Due to the changes in our economy, today most retired people may not have enough savings to cover […]
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How Much Life Insurance Is Right For Me?
We believe that everybody needs at least basic coverage, as everyone will need to cover the expenses of a funeral, cremation, or memorial service. Some individuals are looking for minimal coverage at a minimal cost, as they don’t have any dependents, so their rates can be lower. Married couples and parents generally want a policy […]
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Retirement Planning, How Life Insurance Can Help
Planning for retirement can make a big difference in your financial health in the long run. Many people across the nation are living at a poverty level or on a very limited budget. Living paycheck to paycheck is not uncommon for the elderly and with the added expenses of medication, transportation, and more, it can […]
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4 Tips To Lower Your Life Insurance Premiums
1) GET LIFE INSURANCE COVERAGE BEFORE YOU NEED IT It is important to take a proactive approach and start paying into life insurance long before you actually need it. If you start your policy when you are younger and healthier, you set yourself up for long-term savings. Consider this process like starting a new account […]
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Is Term or Permanent Life Insurance a Better Option?
Widening your perspective on how life insurance works will help you understand the difference between term and whole life insurance. Most of the time people find it easier to start our with term, however in some instances, permanent coverage may be the best option. Term life insurance is easy and great for first time buyers […]
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Top 6 Things to Look for in Your Health Coverage Plan
When researching health coverage, it is very important to be aware of your overall needs. Many benefit plans are similar, yet have slight variations in coverage and expense. Most health coverage companies offer similar premiums, deductibles and cover all the standard routine issues that arise in health. While some plans may seem less expensive, they […]
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How Can I Find The Life Insurance Policy That Meets My Needs?
Because there are many factors that come into play, we recommend getting in touch with a licensed agent who can evaluate your goals, needs, financial standing, and ask you the right questions to help you find the best company and policy. Most consumers are not familiar with the options, riders, and terms, to be able […]
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The Biggest Factors That Determine The Cost Of Life Insurance Premiums
When you buy a life insurance policy, you are taking part in sharing the risk of death among a large group of people. You are sharing the likelihood of an incurred loss with many other people who are in a similar risk pool and are also paying premiums to the same insurance company. Risk Categories […]
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How Life Insurance Works, and Who is Involved in the Process?
Life insurance is something that everyone needs and few people like to think about. Essentially life insurance helps to protect your family financially in case you were to pass away unexpectedly. Typically both single income and dual income families report that they would face financial challenge if the bread-winner were to die. Protecting your Family […]
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